ONLINE BANKING

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PERSONAL BANKING

Fees and Charges

As a mutual Federal Savings Bank, First Federal has established a well earned reputation for providing excellent service as well as great value to our banking clients.  In keeping with this tradition, our Bank continually strives to maintain low costs for our customers.

Check Printing-------------------------------(fee depends on style of checks ordered)
 
Overdraft-each overdraft paid----------------------------------------------------------$20.00
                                                                       (maximum $60.00 per day)
 
Nonsufficient funds (NSF) – each----------------------------------------------------$20.00
                                                                       (maximum $60.00 per day)
 
Stop payments – each-------------------------------------------------------------------$20.00
 
Monthly Service Charges----------------------------------------------------------------$10.00
                                                            (Now Accounts Only-when account
                                                                       falls below $500 minimum)

Dormancy Fee (Savings Only)--------------------------------------------------1.25 per Qtr
 
Internet Home Banking Service---------------------------------------------------------FREE
 
Basic On-line Bill Pay----------------------------------------------------------------------FREE
 
Money Orders----------------------------------------------------------------------------------$2.00
                                                                         
Account Research-------------------------------------------------------------$12.00 per hour
                                                                         
Account Reconciliation Fee------------------------------------------------$12.00 per hour
 
Statement Copy Fee-----------------------------------------------------------$5.00 per copy
 
Copy of Checks Fee---------------------------------------------------$0.25 per check copy
 
Coin Counting Fee---------------------------------------------------1% of amount counted
 
Reissue Debit/ATM card-----------------------------------------------------$10.00 per card
 
Notary Service (Customers Only)-------------------------------------------------------FREE
 
Safe Deposit Box Drilling - Replace Lock/Lost Key(s)----------$125.00 (prepaid)