ONLINE BANKING

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PERSONAL BANKING

Individual Retirement Accounts

A First Federal IRA is a great way to save for retirement.  All of our Individual Retirement Accounts are FDIC insured and therefore “Backed by the Full Faith and Credit of the United States Government.”  In addition, as a Certificate of Deposit based product your principle is always worth “100 cents on the Dollar” and therefore is not subject to the type of market risk found in many retirement products. 

All First Federal IRA’s provide the following features:

  • Each depositor insured to at least $250,000.00 by the FDIC
     
  • Competitive Rate
     
  • Variable Annual Percentage Yield
     
  • No Sales Charges
     
  • No Management Fees
     
  • 18 month Term
     
  • Automatically Renewable

First Federal offers the following types of IRA products:

  • Traditional IRA
     
  • Roth IRA